Choosing a new Loveland CO home can be nerve wracking, exciting, and frustrating, all at the same time. The first step in finding your new home involves finding and choosing a real estate agent with whom you feel comfortable working and whom you trust.
Finding your agent
1. Ask the agent if you can speak with his or her previous clients. Realistically, most agents will only provide you with a list of clients who were happy with their services, but there are questions you can ask to find out a little bit more from these clients like:
a. Is there anything the agent did that bothered you?
b. Did you at any time feel pressured to sign a contract when you were unsure of what you wanted?
c. Would you use this agent again to buy a house?
2. Real estate agents must have a certain amount of specific education in order to be considered for licensing, and must pass a test given by the licensing board in the state in which you plan to buy a house.
Licensing boards or commissions keep a record of complaints filed against real estate brokers and agents. Check with them to see if the agent you choose has had complaints lodged against him or her and what the resolution of any complaints was.
3. Extra credentials means extra education the real estate agent has undertaken.
a. A Certified Residential Specialist (CRS) specializes in delign with residential properties.
b. An Accredited Buyer’s Representatives (ABR) is trained to represent buyers.
c. A Seniors Real Estate Specialist (SRES) is skilled at assisting buyers over age 50 in finding homes.
Figure out what price house you can afford
When determining your top price, be sure to take into account any extras you might encounter with your choices. If you want 8 foot ceilings or vaulted ceilings, you will pay extra for heating and cooling. These extra costs would only be offset by green alternatives such as solar panels that assist with electrical costs.
Pools are another extra to consider. They are wonderful to have, but they require extra maintenance costs. After you have considered the extra monthly costs of the extra amenities you want in your dream home, you are now ready to look at your budget and determine how much mortgage payment you can afford per month.
Decide what is most important to you
There are many considerations when figuring out where you want your dream house to be located. Do you want it:
· Near schools because you have or plan to have children
· In the country but near commuter areas
· Close to shopping areas and restaurants or away from heavy traffic
· Next to a pond or lake for the view, or in a gated residential community.
You also have many decisions to make about the interior of your dream home, such as:
· How many bedrooms and bathrooms you want
· Whether you want a home that can be expanded
· Whether you want an eat-in kitchen or a formal dining room
· If your living room will also function as a den or whether you want a formal living room.
Your C3 Real Estate agent is trained to help you figure all these things out.